609-366-2295
Paul Hummel Insurance Sales and Consulting
609-366-2295
Global Medical Insurance - Silver - Seguro de salud internacional
Utilice esta información de alto nivel solo como una guía y no tome decisiones basándose únicamente en esta comparación. Si tiene alguna inquietud, duda o pregunta, por favor refiérase a los detalles de póliza individual para información completa ya que no es posible representar todos los detalles de la información de manera concisa tal así. Por favor llámenos para más detalles Si hay alguna discrepancia entre esta la comparación y los detalles actuales de la póliza, los detalles de la póliza anularan.
Todos los montos son en dólares estadounidenses
General
Médico - Ambulatorio
$70 per visit, maximum of 25 visits for all office visits.
$70 per visit, maximum of 25 visits for all office visits.
$70 per visit, maximum of 25 visits for all office visits.
12 month waiting period. $70 per visit, maximum of 25 visits for all office visits. Outpatient only.
$50 per visit, maximum of 25 visits for all office visits. Must be ordered in advance by physician.
To policy maximum
To policy maximum, maximum of 90 days per prescription. Orphan Drugs or Biologic Drugs do not apply to the maximum limit per event.
X-ray $250 per exam;
Lab services $300 per test
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
Médico - Hospitalario
$600 per day, maximum of 240 consecutive days.
$1,500 per day, maximum of 180 consecutive days.
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
To policy maximum
Médico - Otros tratamientos y servicios
-
To policy maximum
To policy maximum
-
$1,500 per covered event
Illness must result in hospital admission.
12 month waiting period. $70 per psychiatrist visit, maximum of 25 visits for all office visits.
$40 per visit, maximum of 1 visit per day, maximum of 30 visits.
Must be ordered in advance by physician.
Ninguno
Sí
Known Disclosed: To policy maximum unless excluded by a Rider.
Non-Disclosed: No coverage. Unknown: 24 month waiting period, then $5,000 per period, maximum of $50,000 lifetime.
No sub-limits and no waiting period with proof of prior creditable coverage.
$500 per consultation, maximum of 25 visits (combined with Physician, Specialist, and Chiropractor).
100% if requested, reduced to 50% if not obtained when required.
Transplants, Interfacility Ambulance Transfer, Medical Evacuation, Orphan Drugs or Biologic Drugs - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
180 days
$250,000 lifetime
$600 per covered event
-
To policy maximum, maximum of 30 days.
To policy maximum, maximum of 30 days.
Terminally Ill - 6 months to live: to policy maximum, maximum of 30 days.
Included
Cobertura de maternidad
Dental
Optional
$1,000
Bienestar
-
$70 per visit, maximum of 3 visits.
Viaje
Vida
Included in Optional Term Life Insurance
-
Optional
Medicina alternativa
Otro
Private Hospital: $400 per night, maximum of $4,000
Public Hospital: $500 per night, maximum of $5,000
-
Prestaciones del plan
Before effective date, full refund.
After effective date, short rate refund.
$0
$0
Health Travel Preventative Coverage: $250 for vaccinations and preventative prescription drugs administered by a Physician 30 days prior to initial effective date and before departure.
$250 Hasta 74
$500 Hasta 74
$1,000 Hasta 74
$2,500 Hasta 74
$5,000 Hasta 74
$10,000 Hasta 74
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
¡Adquiera este plan al instante en línea hoy mismo!
- URC - Cargos usuales, razonables o habituales.
- Para prestaciones médicas, al máximo de póliza, se refiere a los cargos habituales, razonables y acostumbrados (URC por sus siglas en inglés). Aplican deducibles y coaseguro, a menos que se indique lo contrario.
- Siempre que haya una diferencia en los niveles de prestaciones dentro de la red PPO y fuera de la red PPO, las prestaciones indicadas anteriormente son aplicables cuando se aprovecha el tratamiento dentro de la red PPO.
- Coberturas mostradas son por persona a menos que se indique lo contrario.
- El guión (-) en los campos arriba significa No aplicable (N/A).